Clarksville, Fort Campbell and Sango real estate and homes for sale in Tennessee - Kay and Richard Schillo - REALTOR®

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Real Estate Tips

Financing Your Home >Owner Financing

If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.

Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.

Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.

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Real Estate Trivia

Q	Where was the actual location of the fictional Genovian Consulate in the 2001 Disney comedy, "The Princess Diaries"?
A	The historic Doheny mansion, located on the campus of Mount St. Mary's College, near downtown Los Angeles.
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Kay and Richard Schillo, REALTOR®, real estate agent and broker for Clarksville, Fort Campbell and Sango, Tennessee home listings, property and land for sale - NUMBER1EXPERT

Kay and Richard Schillo
Crye-Leike Realtors
2512 Wilma Rudolph Blvd.
Clarksville, TN 37040
931-320-3044
Fax: 931-221-0873
kayschillo@NUMBER1EXPERT.com

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